* If you’re in charge of the party, have bags and wraps out so you can wrapleftovers and send them home with guests. “It’s better to go back to your regular eating pattern. Then if you want to cut back ormake better eating habits, make changes one at a time,” Crawley said. “This could be the beginning of your New Year’s resolution,” she said. “In the longrun, you’ll be less stressed, more energized and more noble. You don’t want to go intothe new year feeling miserable.” * Get active. A walk or swim will leave you feeling invigorated and less stressed. “If you have them around, you’ll be tempted to eat them just to get rid of them,” shesaid. “So send them away with guests. Or freeze them and bring them out later inportions or for another party.” “Remember to eat bland, calming foods and don’t do it again!” Crawley said. “Makethat one of your resolutions.” But overindulgence, whether on food or drink, can turn your holiday merriment tomisery. “You will eat high-fat, high-sugar foods because you’re attracted to that kind of foodwhen you are hungry,” Crawley said. “Eat some fruit or drink a glass of milk beforeyou go. It will help curb your hunger.” Family dinners and office parties make it hard to maintain your regular eating habits.Crawley offers these tips: “The holidays are just two days, not a whole month,” said Connie Crawley, a food,health and nutrition specialist with the University of Georgia Extension Service. “Justplan one or two splurge days, and don’t overeat over the whole month.” The holidays. The perfect time to shop ’til you drop and eat ’til to pop. * Avoid too much alcohol. “Survey the table and choose foods that are really special and that you will enjoyeating,” Crawley said. “Don’t just eat everything in sight.” * Don’t go to a party hungry. * Don’t go from feast to famine or you will get so ravenous you’ll just overeat again.
Getting active will help clear your head, too. “Some people try to cut way back on their food after they overeat,” Crawley said.”That just sets you up for failure.” * If drink, not food, was your overindulgence, rehydration is the key. “If you stand and eat, you never really feel full,” she said. “Fix your plate, then moveaway from the table and find a place to sit and eat. Also, eat with utensils, rather thanjust finger food. You will feel more satisfied.” Look for low-calorie sodas or seltzer instead. “Get a lot of noncaloric fluids the next day,” Crawley said. “It’s the dehydration thatmakes you get a headache. Get plenty of fluids into your system.” “Drinking water is preferable,” she said. “Avoid caffeine-containing drinks. They willjust make your dehydration worse.” * Don’t stand and eat. * If it’s buffet, be a gourmet, not a glutton. Drinking beer will leave you feeling bloated, but don’t be fooled. You still need eightglasses of fluid. “I caution people about downing more than one or two drinks,” Crawley said. “Itlowers your judgement and you don’t realize how much you’re eating. Plus, you getthe munchies, and the calories in alcohol drinks add up quickly.” * Even the best-laid holiday diet plans can get sidetracked. Don’t despair. This holiday season, eat, drink and be merry — in moderation.
Sunburned Plants.
Sunburned peppers like these can best be prevented by growing a healthy plant with lots of foliage to start with. Those first hot days in the summer outdoors — ah, remember the sunburn? Your garden plants may know the feeling.”Long, sunny days and hot temperatures can lead to sunburn on some vegetable plants,” says Wayne McLaurin, an Extension Service horticulturist with the University of Georgia College of Agricultural and Environmental Sciences.One symptom of sunburn on fruit, he said, is large, white spots, particularly on the southern side of the plant. Most of the Solanaceae family — tomatoes, peppers and eggplants — are especially susceptible.Prevention is the KeyWhen plants are sunburned, you can’t rub a lotion on them and make them all better. The only way to help is to prevent it long before it could happen. And the only sure way to prevent sunburn on plants, McLaurin said, is to grow a strong plant with good leaf coverage.This means growing or getting a good transplant, then planting it right, giving it the proper nutrition to help make sure the foliage provides ample cover for the fruits.Leaves Vital for GrowthLeaves have an even more important function, he said. The plant’s food for growth is manufactured in the leaf area.There’s a critical point, McLaurin said, at which the plant goes into a reproductive mode instead of a vegetative mode of growth. But if it hasn’t made enough vegetative growth, it won’t bear fruit as it should.”In other words,” he said, “you must grow a plant before you can expect fruit from it.” Sunburned tomatoes aren’t a pretty sight. Buy Bloomless TransplantsWhen you buy transplants, he said, don’t buy any plant that has fruit or blooms. If you do, remove them before you plant.Make sure your plants get enough water and fertilizer, too. That keeps them healthy and reduces stress.”With a little care,” McLaurin said, “you can prevent sunburn on your favorite plants and ensure proper growth and fruiting as well.”
Photo: Wayne McLaurin Photo: Wayne McLaurin
Three ways to manage regulatory volatility
1SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Pam Perdue Pam is a distinguished regulatory expert with over 20 years of experience in compliance. In her career, Pam has served as a chief compliance officer, an educator and consultant for … Web: www.continuity.net Details Community financial institutions (CFIs) saw some regulatory relief last quarter, but by itself, the slower pace of enforcement doesn’t signal a reason to celebrate. The reality is that the sustained increase in regulatory volatility may be making compliance harder for some institutions.According to Continuity’s Banking Compliance Index, regulatory agencies issued just 150 enforcement actions against financial institutions last quarter, dropping the enforcement rate below 10 percent for the first time since 2014. Yet, just two quarters ago, the enforcement rate hit a record high of 12.9 percent.The swing is indicative of an increasingly unpredictable regulatory climate. After several quarters of large and steady increases following the financial crisis, the number of per-quarter regulatory changes issued since 2014 has varied from 125 to 61. The number of full-time employees needed to manage the changes each quarter has ranged from roughly one to nearly three. Trying to manage resources appropriately in a climate that varies so much each quarter can be maddening for even the best-run institutions.The fluctuations are due, in part, to the fact that CFIs aren’t the only ones playing catch-up. Regulators are still incorporating new rules into their evaluation processes. As such, they may be temporarily less likely to crack down on CFIs that are struggling to do the same. The upcoming elections are also having an impact – as lawmakers slip into campaign mode, they may be less focused on regulatory initiatives. Similarly, the Federal supervisory agencies also tend to take a “wait-and-see” approach during election cycles. Some agencies, like the CFPB, are finding themselves under fire, making their future rulemaking and enforcement postures tough to predict.How can CFIs best adapt to this new environment? The following three steps can help.Rethink traditional staffing models. A volatile environment makes compliance staffing a challenge. While your team might be sufficient one quarter, its members could quickly become overwhelmed the next. CFIs can build in more flexibility by embracing alternatives to traditional staffing. Consider part-time or contract workers to outsource some duties. Also explore compliance management systems that leverage technology and automation and can better flex up and down with conditions, to deliver compliant outcomes more effectively.Systematize. Many CFIs still don’t have standardized compliance processes in place, handling each regulatory change manually and individually. This approach might be sufficient in extremely slow quarters, but it will likely cause significant problems during periods of rapid change. For example, many institutions are being cited for violations of decades-old regulations because, while trying to keep up with new changes, old processes are falling through the cracks. Technology is often the best solution. Established procedures, automation, and reporting can lighten workloads as well as reduce the potential for human error.Allocate adequate resources. Despite a more sporadic pace of new regulation and enforcement, the regulatory burden is nonetheless cumulative and increasing. Even in slower quarters, absorbing dozens of new regulations is no easy task for a credit union. Yet many institutions continue to treat compliance as an afterthought, or as something that will disappear “if only” there’s a new administration or “if only” complex rules get unwound. Relying on such hopes, especially when they’re unsubstantiated by the data, is bound to create problems.Most experts agree that CFIs are likely to see their regulatory burdens grow for years to come. Even if cumbersome rules get modified or repealed, that will only mean more work to “un-do” what was previously implemented. On the bright side, institutions that have adapted to this reality—by hiring compliance officers, adopting compliance management solutions, and leveraging technology—are well positioned for success.As the regulatory environment remains in flux, it’s more important than ever for CFIs to re-examine their compliance processes. Institutions that take the time to put repeatable and trackable (or reportable) processes in place will be better able to cope with change, whether it comes slowly or all at once.
CUs: Understand, address cybersecurity threats with these resources
NAFCU NAFCU’s most recent Economic & CU Monitor report revealed that credit unions are more concerned about cyber risks in recent years and the issue receives heightened focus in October, which is recognized as National Cybersecurity Awareness Month. The National Counterintelligence and Security Center (NCSC) has a variety of resources available to help credit unions effectively address cyber threats.During NAFCU’s Congressional Caucus last month, NCSC Director Bill Evanina updated attendees on threats facing credit unions – both physically and digitally – and encouraged executives to meet regularly with their information security officers to better understand what the firm is doing to protect private data.“You are often times the victim, we are asking you to be part of the solution,” said Evanina during the presentation. continue reading »
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Martin Keown explains why Pierre-Emerick Aubameyang should be Arsenal captain instead of Granit Xhaka
Teen who scored against Man Utd has psychology exam next dayTo view this video please enable JavaScript, and consider upgrading to a web browser that supports HTML5 video Play VideoLoaded: 0%0:00Progress: 0%PlayMuteCurrent Time 0:00/Duration Time 2:54FullscreenTeen who scored against Man Utd has psychology exam next dayhttps://metro.co.uk/video/teen-scored-against-man-utd-psychology-exam-day-2013960/This is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.Arsenal have endured a mixed start to the new season and currently sit fifth in the Premier League ahead of this weekend’s round of fixtures.On Monday, the Gunners travel to Old Trafford to face struggling Manchester United, who lost to West Ham last weekend and survived a major scare to beat Rochdale during the week.‘I never said it was going to be easy this season,’ Ole Gunnar Solskjaer said on Friday morning. ‘There are going to be ups and downs.‘When we lose a game we have to trust ourselves and what we’re doing The culture is there, there are no issues with attitude, work-rate or desire.‘You can see against Astana and Rochdale they want to impress and do well, and maybe they rush their finishing at times.’More: FootballBruno Fernandes responds to Man Utd bust-up rumours with Ole Gunnar SolskjaerNew Manchester United signing Facundo Pellistri responds to Edinson Cavani praiseArsenal flop Denis Suarez delivers verdict on Thomas Partey and Lucas Torreira moves Comment Martin Keown explains why Pierre-Emerick Aubameyang should be Arsenal captain instead of Granit Xhaka Advertisement Metro Sport ReporterFriday 27 Sep 2019 1:28 pmShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy link1.7kShares
Martin Keown has slammed Unai Emery’s decision to make Granit Xhaka his Arsenal captain (Picture: Getty)Martin Keown admits he is ‘surprised’ Unai Emery has made Granit Xhaka his Arsenal captain and says Pierre-Emerick Aubameyang would have been a better choice.Switzerland international Xhaka has endured a turbulent spell at the Emirates following his £30million move from Borussia Mönchengladbach in 2017.The 27-year-old has still not won over a number of Arsenal fans, who view him as a reckless and inconsistent figure in the team’s midfield.Despite this, reports say Emery has decided to name Xhaka as his Arsenal skipper ahead of star strikers Aubameyang and Alexandre Lacazette.ADVERTISEMENTMore: FootballRio Ferdinand urges Ole Gunnar Solskjaer to drop Manchester United starChelsea defender Fikayo Tomori reveals why he made U-turn over transfer deadline day moveMikel Arteta rates Thomas Partey’s chances of making his Arsenal debut vs Man CityReacting to this update, Arsenal legend Keown said: ‘It’s surprising, isn’t it? Xhaka was booed off the pitch less than seven days ago.AdvertisementAdvertisement‘It’s a brave decision. I’m surprised because, first and foremost, are you sure he’s going to be in the team? There’s other people in the midfield, like Lucas Torreira and Matteo Guendouzi.‘I perhaps would’ve gone for Aubameyang. He’s doing fantastic work and he’s secure in the team, he’s a fixture. This is really going to divide the fans.‘This is a massive call and I think perhaps he’s got it wrong.’ Unai Emery on Arsenal’s 5-0 win against Nottingham ForestTo view this video please enable JavaScript, and consider upgrading to a web browser that supports HTML5 video Play VideoLoaded: 0%0:00Progress: 0%PlayMuteCurrent Time 0:00/Duration Time 10:34FullscreenUnai Emery on Arsenal’s 5-0 win against Nottingham Foresthttps://metro.co.uk/video/unai-emery-arsenals-5-0-win-against-nottingham-forest-2013038/This is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window. Advertisement
Actualización de las órdenes de apertura gradual para incluir a 12 condados adicionales que pasan a la fase verde el 26 de junio
June 25, 2020 Actualización de las órdenes de apertura gradual para incluir a 12 condados adicionales que pasan a la fase verde el 26 de junio SHARE Email Facebook Twitter
Español, Press Release, Public Health En el día de la fecha, el Gobernador Tom Wolf y la Secretaria de Salud la Dra. Rachel Levine firmaron órdenes enmendadas sobre la fase verde para los 12 condados que pasan a la fase verde a las 12:01 a.m. de mañana, 26 de junio. Los condados incluyen a Berks, Bucks, Chester, Delaware, Erie, Lackawanna, Lancaster, Lehigh, Montgomery, Northampton, Philadelphia y Susquehanna.Cuando estas órdenes entren en vigencia a las 12:01 a.m., mañana habrá 66 condados en la fase verde y 1 condado en la fase amarilla.El condado de Philadelphia cumplió con los criterios y mañana pasará a la fase verde del estado; sin embargo, los funcionarios locales mantendrán algunas restricciones adicionales hasta el 3 de julio. La Administración Wolf ha apoyado algunas solicitudes específicas de los condados en relación con más restricciones durante el proceso de reapertura gradual.El Proceso de reapertura de Pennsylvania del Gobernador Wolf incluye información sobre cada fase de reapertura.Fase verdeLuego de que un condado pasa a la fase amarilla, supervisamos de cerca el aumento del riesgo, como los brotes significativos. Si el riesgo general permanece mitigado durante 14 días, pasamos al condado a la fase verde.La fase verde alivia la mayoría de las restricciones al levantar las órdenes de quedarse en casa y del cierre de empresas para permitir que la economía reabra estratégicamente al tiempo que se continúa priorizando la salud pública.Si bien esta fase coordina el regreso a una “nueva normalidad”, es igualmente importante continuar supervisando a los indicadores de la salud pública y ajustar las órdenes y las restricciones según sea necesario para garantizar que la propagación de la enfermedad se mantenga al mínimo. También es imperativo que las personas usen máscaras cuando salgan de sus casas y en entornos donde el distanciamiento social no es posible.Restricciones respecto del trabajo y la congregaciónSe recomienda enfáticamente la continuación del teletrabajoLas empresas con operaciones en persona deben seguir los requisitos actualizados de seguridad en las empresas y en los edificiosTodas las empresas que operan con una ocupación del 50% en la fase amarilla pueden aumentar a una ocupación del 75%El cuidado de niños puede abrir conforme a la guíaLas restricciones para los servicios de atención conjunta siguen vigentesLas restricciones con respecto a las prisiones y hospitales se determinan de manera individual de acuerdo a cada instituciónLas escuelas están sujetas a las guías de los CDC y del estadoRestricciones socialesLas reuniones grandes de más de 250 personas están prohibidasEs obligatorio el uso de máscaras al ingresar a un negocioLos restaurantes y bares abren al 50% de su ocupaciónLos servicios de cuidado personal (que incluyen peluquerías y barberías) abren al 50% de su ocupación y solo con cita previaLa recreación en interiores, los centros de salud y bienestar, y los servicios de cuidado personal (como gimnasios y spas) abren con una ocupación del 50%. Se recomienda enfáticamente la implementación de citas previasTodos los entretenimientos (como casinos, teatros y centros comerciales) abren al 50% de su ocupaciónLa actividad relacionada con la construcción puede volver a su capacidad total con la implementación constante de protocolosLa última guía para empresas, que incluye la guía para recreación al aire libre se puede encontrar aquí.La guía preliminar sobre deportes se puede encontrar aquí.La guía sobre campamentos de verano se puede encontrar aquí.La orden enmendada del Gobernador sobre la fase verde se puede encontrar aquí.La orden enmendada de la Secretaria de Salud sobre la fase verde se puede encontrar aquí.View this information in English.
Romania’s second-pillar schemes return 3.65% in first half of 2016
Romania’s mandatory second-pillar pension funds continued to weather local market weaknesses.According to the Romanian Pension Funds Association (APAPR), the funds’ weighted annual average return fell to 2.65% as of the end of June 2016, from 4.84% a year earlier.The result was nevertheless higher than that in the first quarter (1.7%), with all seven funds generating positive returns, ranging from 1.8% to 3.3%.Mihai Bobocea, adviser to the APAPR board, said: “Returns are obviously down because of the low-interest-rate environment, strongly negative inflation, falling stock prices and also the underperformance of bonds. “However, with active management and good diversification, pension funds still managed to stay in ‘green’ territory and post positive returns, which is valuable for plan members.”Bobocea also stressed that the second pillar had, since its inception in May 2008, produced a robust annualised return of 9.49%.Brexit, according to Bobocea, had a marginal effect on the local stock market and even less of an impact on local pension fund performance.“The stock market’s biggest problem is that it’s not really growing or progressing in any way,” he added, citing a lack of new IPOs and SPOs, no depth and little liquidity.The IMF, in its May 2016 report on Romania, made similar observations and urged the government to fast-track state-owned enterprise privatisations, including through IPOs, to provide additional supply for the equity market.According to Romania’s Financial Supervisory Authority, the second-pillar funds invest the biggest share of their assets in government bonds (65.5% as of the end of June 2016), followed by equities (17.3%), bank deposits (7.6%), corporate bonds (3.9%) and UCITs (3.7%).The most noticeable shifts in asset allocation over the year were an increased share in bank deposits, of 3.4 percentage points, while the equity share fell by 1.9 percentage points.Second-pillar membership grew over the year by 4.2% to 6.68m, and assets by 27.2% to RON27.6bn (€6.1bn).Part of the asset growth resulted from this year’s increase in the contribution rate, from 5% to 5.1%.The smaller third pillar also averaged a positive return, of 1.37%, down from 3.91% in June 2015.Assets increased by 19% to RON1.4bn and membership by 9.3% to 399,276.The number of funds shrank by one to 11 following the merger of Aegon and Eureko’s third-pillar operations.
IOC ‘fully committed’ to Tokyo Games despite virus: Olympics chief
Loading… The International Olympic Committee is “fully committed” to holding the 2020 Games in Tokyo as planned despite the widening new coronavirus outbreak, the body’s president has pledged.International Olympic Committee president Thomas Bach said there had been no formal discussion about cancelling the Tokyo GamesThe IOC “is fully committed to a successful Olympic Games in Tokyo starting July 24”, Thomas Bach told Japanese media in a conference call late Thursday, according to Kyodo News.The comments came as the viral outbreak across Japan and dozens of other countries has fuelled concerns about the Summer Games, with a swathe of other sports events postponed or cancelled.Japanese Prime Minister Shinzo Abe has stepped up national measures to contain the virus, calling on organisers of large events to consider cancelling or delaying them.Everything from football matches and music concerts to the rituals that mark the opening of the March sumo tournament have been affected.On Thursday, Abe requested a nearly month-long closure of schools in a drive to curb the spread of COVID-19, linked to four deaths so far among nearly 200 known infections among the general Japanese public.Some 700 infections were also detected among about 3,700 passengers and crew on a cruise ship that was quarantined off Japan after one of its former passengers tested positive.Bach avoided directly addressing comments by senior IOC member Dick Pound, who hinted the Games could be cancelled if health authorities block travel.Pound also said, however, there has been no formal discussion among IOC members about cancelling the Games.In an interview with AFP, Pound said the Tokyo Games will go ahead as scheduled “absent some very serious and specific admonitions or regulations stemming from the WHO or the appropriate regulatory authorities”.“Unless there is a world situation that is so serious that the games cannot be held or that the regulatory authorities prohibit travel or that sort of thing, we’re carrying on,” he said.“But it would be irresponsible to carry on without having at least in the back of your mind that something might happen.”Bach said the priority now “is to ensure the qualification procedure and protecting the safety of athletes at the same time”, according to Kyodo. FacebookTwitterWhatsAppEmail分享 Promoted Content7 Reasons It’s Better To Be A VeganWho Is The Most Powerful Woman On Earth?10 Risky Jobs Some Women Do10 Extremely Gorgeous Asian Actresses2020 Tattoo Trends: Here’s What You’ll See This Year6 Ridiculous Health Myths That Are Actually True6 Most Handsome Indian Actors6 Extreme Facts About HurricanesYou’ve Only Seen Such Colorful Hairdos In A Handful Of AnimeSuper Recognizable Outfits That Actors Wore In The Famous MoviesBest & Worst Celebrity Endorsed Games Ever MadeCan Playing Too Many Video Games Hurt Your Body? Read Also:Chinese swimmer Sun Yang banned for eight years for doping offence“This is what we’re doing in cooperation with the Japanese authorities, the World Health Organization, the Chinese Olympic Committee and many NOCS,” Bach said, referring to national Olympic committees.Disruption caused by the virus has affected Olympic qualifying in several sports, including football, boxing, badminton, handball and wrestling and sailing.Tokyo’s Olympic organisers have repeatedly said they are focused on holding a safe Olympics and Paralympics with the IOC’s full backing.
My Theory
I have thought for a long time that the umpire strike zone depends on who is batting, which team does he play for, and are they in the race for the championship. It is much more evident now because all televised games have the strike zone box where you can see where the pitch actually wound up when the umpire made the call.Who do the umpires favor? They favor the stars, like Joey Votto, the division leaders, like the Cardinals, and any playoff team.Who gets the short end of the stick? Rookies are certainly at the top of the list, losing teams like the Reds are second, and any player who is a constant griper will never get a call. It will be interesting to see how the calls go in the World Series.
INDOT reminds Hoosiers to keep campaign signs out of rights-of-way
Statewide—The Indiana Department of Transportation would like to remind Hoosiers to keep campaign signs out of the state highway rights-of-way. Campaign signs in state highway right-of-way are prohibited by Indiana Code 9-21-4-6. Campaign signs are not permitted in state rights-of-way any time of the year, whether it is a primary or general election cycle. Due to the COVID-19 pandemic, the primary election date in Indiana has moved to June 2, 2020. Areas that should remain sign-free include:IntersectionsInterchangesRights-of-way that run parallel to highways, including medians, shoulders and roadside areasWhere the right of way is not clearly marked, boundaries may be estimated as the fence line, the back of the ditch, or behind utility poles.INDOT personnel will remove campaign signs and other illegal signs from right-of-way—pursuant to code —as they are encountered in normal highway maintenance activities. Crews may also remove a specific sign if it presents an immediate safety risk, such as being too close to the roadway or creating a sight obstruction. Campaign signs placed off the right-of-way will not be removed.Removed signs will be taken to the nearest INDOT facility. Campaign signs may be claimed by the owner between 7:30 a.m. and 3:30 p.m. Monday through Friday, except for holidays. Please note that during Governor Holcomb’s stay-at-home order, signs will not be available for pickup.To report signs placed in the right-of-way, contact INDOT customer service click here or call 1-855-463-6848.